Terms & Conditions and Privacy Policy

Effective Date: August 14, 2025

Business Name: Lia Stokes Life and Business Coaching

Contact: [email protected]

Terms and Conditions

Welcome to Lia Stokes Life and Business Coaching. By purchasing, accessing, or using any product or service from this website, you agree to the following terms:

1. Use of Digital Products

All digital products — including PDFs, online courses, coaching subscriptions, and community access — are for personal, non-commercial use only. Redistribution, resale, or sharing of content is strictly prohibited.

2. Payment & Billing

Payments are processed securely through Stripe and PayPal. All prices are in USD unless otherwise stated. You are responsible for any applicable taxes or currency conversion fees.

3. No Refund Policy

Due to the instant access and digital nature of our products and services, all sales are final. No refunds or exchanges are provided.

4. Coaching Disclaimer

All content and coaching is for educational and informational purposes only. It does not constitute legal, financial, medical, or psychological advice. Results vary by individual effort.

5. Intellectual Property

All materials provided are the intellectual property of Lia Stokes Life and Business Coaching. Unauthorized copying, sharing, or distribution is a violation of copyright law.

6. Termination of Access

We reserve the right to terminate or suspend your access to any product or service without refund if you violate these terms.

7. Governing Law

These terms are governed by the laws of the State of Florida, USA. Any disputes shall be resolved in courts located in Orange County, Florida.

Privacy Policy

Your privacy is important. This section explains how your personal information is collected, used, and protected.

1. Information We Collect

We may collect:

Your name, email address, and billing address
Payment details (via Stripe or PayPal)
Information submitted via forms or checkouts
Website usage data (cookies, browser data, device type)

2. How We Use Your Data

We use this data to:

Deliver digital products and services
Process payments securely
Communicate with you (order confirmations, updates, support)
Send optional promotional emails (you may unsubscribe anytime)
Improve our site, offerings, and customer experience

3. Cookies, Analytics & Tracking Tools

We use cookies and third-party tracking tools, which may include:

Google Analytics
Meta (Facebook) Pixel
Email engagement tracking
Other ad and performance tools

These tools collect information such as:

Your IP address, device type, browser type
Pages visited, clicks, time on site
Source of traffic (ads, search engines, etc.)

This information helps us:

Improve website usability
Analyze performance and marketing effectiveness
Retarget or personalize ads

You can manage cookies in your browser settings or opt out using tools like:

Google Analytics Opt-Out Add-on: https://tools.google.com/dlpage/gaoptout

4. Third-Party Sharing

We share data only with trusted third parties necessary to operate our business:

Payment processors (Stripe, PayPal)
Email service providers (e.g., Mailchimp, ConvertKit)
Legal authorities (if required by law)

We do not sell or rent your personal data.

5. Data Security

We implement reasonable technical and organizational safeguards to protect your data. However, no system can guarantee absolute security. Use of this site is at your own risk.

6. Your Rights

Depending on your jurisdiction (e.g., California, EU), you may have the right to:

equest access to or deletion of your data
Opt out of marketing
Update your personal information

Contact [email protected] to exercise your rights.

7. Children’s Privacy

This website is not intended for children under 13. We do not knowingly collect personal data from minors.

Site Use Notice

By using this site, purchasing a product, or accessing any content, you agree to our Terms and Conditions and Privacy Policy. All sales are final. This site may use cookies and tracking tools. Learn more.